About

Non-interest finance, shown working

Most writing on Islamic and non-interest finance either sells it or dismisses it. This site shows how it works in practice: what a deal costs, what it protects you from, and which rule says so.

Who builds it

Durodola Abdulhad, Fellow of the Institute of Islamic Finance Professionals, based in Lagos. He writesAfrica Islamic Finance, a free newsletter every Thursday, and the Africa Intelligence Digest on Tuesdays at durodola.africa.

He is a Fellow, not a scholar. Nothing here is a Sharia ruling.

The rules this site follows

• Every rule is read at its source, with the paragraph number.
• Where we have not found something, we say so. We never fill a gap with a guess.
• "Better" is shown point by point, with what it costs you, never as a blanket claim.
• We never invent a rate. You enter what you were quoted.
• No account and no personal data. See privacy.

Disclosure

Durodola is building a non-interest finance venture, Ascent Finance. This site never promotes it, never links to it, and never lists it as an opportunity.